Finding Financial Institutions and Products

Finding Bank Partners and Comparing Products

The ideal financial institution is one that offers low-to-now cost accounts, convenient access, and direct deposit. The following  list of  financial institutions and products was determined by comparing based on products that are most in line with the Federal Deposit Insurance Corps. (FDICs) Safe Accounts Template, which offers “guidelines for offering cost-effective transactional and savings accounts that are safe and affordable for consumers.”

Savings Account:  a card-based, interest earning account with a $5 dollar opening balance and monthly minimum balance, no maintenance fee, and free direct deposit, online banking, and electronic statements.

Transaction Account:  a card-based account with no overdraft fees and a maintenance fee of less than $3, a minimal monthly balance of $1 and free direct deposit, online banking, and electronic statements.

The following lists offer a sampling of local, regional and national banks and their product offerings:

Mountain          Piedmont1         Piedmont2          Coastal          Statewide and National

For additional information: